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Best Loyalty Cards

Best Loyalty Cards UK: Supermarkets, Coffee Shops, and More

In today’s world, saving money while shopping is more important than ever. One of the best ways to do this is by using loyalty cards to earn loyalty points. Whether you’re a regular at your local supermarket or love grabbing a coffee on the go, there’s a loyalty scheme out there to help you collect points and earn rewards.

Key Takeaways

  • Loyalty Cards for Savings: This blog post provides a detailed guide on the best loyalty cards in the UK that can help you save money while shopping.
  • Wide Range of Categories: The loyalty cards covered in the post span various categories, including supermarkets, health and beauty stores, coffee shops, fast food chains, high street retailers, petrol stations, and mobile phone networks.
  • Benefits of Loyalty Cards: Each loyalty card comes with unique benefits, such as point collection, exclusive discounts, free items, and more. Using these cards can enhance your shopping experience and provide significant savings.

best loyalty cards

Supermarket Loyalty Cards

Supermarket loyalty schemes are a great way to collect points and earn rewards. Registering for a supermarket loyalty scheme can provide benefits such as discounts, points systems, and exclusive member perks. Here’s a look at the best supermarket loyalty cards in the UK.

Tesco Clubcard

The Tesco Clubcard is one of the most popular supermarket loyalty cards in the UK, offering its own loyalty scheme. This loyalty scheme allows you to collect points on your shopping, which can be redeemed for vouchers and Clubcard Prices discounts.


  • Clubcard Points: Earn one point for every £1 you spend in-store and online.
  • Clubcard Prices: Access exclusive discounts on selected products.
  • Reward Partners: Use points with Tesco’s partners for travel, dining, and more.

Sainsbury’s Nectar Card

The Nectar Card is a versatile loyalty card that allows you to collect points at Sainsbury’s and various partner stores, including Argos, eBay, and many more. It is not an only loyalty scheme, as it offers a physical card in addition to its app-based features.


  • Nectar Points: Earn one point for every £1 spent in-store and online.
  • Exclusive Rewards: Redeem points for discounts on shopping, travel, and more.
  • Partner Stores: Earn points with hundreds of partners.

Morrisons More Card

The Morrisons More Card helps you earn points every time you shop, which can be converted into vouchers for future savings.


  • More Points: Earn five points for every £1 spent.
  • Vouchers: Receive vouchers when you accumulate 5,000 points.
  • Personalised Offers: Access tailored discounts based on your shopping habits.

Co-op Membership

The Co-op Membership card offers a variety of benefits, including access to member prices and weekly personalised offers. Additionally, a portion of your spend supports local community projects.


  • Member Prices: Get discounts on selected products.
  • Personalised Offers: Receive weekly offers tailored to your shopping habits.
  • Community Support: 2p for every £1 you spend goes to local causes.


LIDL Plus offers a range of discounts, exclusive offers, and even scratchcards that provide additional savings.


  • Discounts: Access special offers on selected products.
  • Scratchcards: Win additional savings on your shopping.
  • Weekly Offers: Receive new deals every week.

Iceland Bonus Card

The Iceland Bonus Card is perfect for regular Iceland shoppers, offering exclusive savings and deals.


  • Bonus Savings: Save £1 for every £20 you top up.
  • Exclusive Offers: Access special deals and promotions.
  • Free Home Delivery: Enjoy free delivery on orders over £35.

supermarket loyalty schemes

Health and Beauty Loyalty Cards

Health and beauty stores also offer fantastic loyalty schemes that can help you save money on your favourite products. Here are some of the best options.

Boots Advantage Card

The Boots Advantage Card is one of the most rewarding loyalty cards in the health and beauty sector. You can earn points on your purchases and get access to exclusive offers and discounts.


  • Advantage Points: Earn four points for every £1 you spend.
  • Exclusive Offers: Receive discounts and deals on selected products.
  • Member Events: Access special events and bonus points promotions.

Superdrug Health and Beautycard

With the Superdrug Health and Beautycard, you can collect points on your purchases, get free delivery, and access member pricing.


  • Points Collection: Earn one point for every £1 you spend.
  • Free Standard Delivery: On all online orders.
  • Member Prices: Access exclusive member discounts.

The Body Shop Love Your Body Club

The Body Shop Love Your Body Club offers points for discounts, birthday rewards, and exclusive offers, ensuring you get the best value on your favourite products.


  • Reward Points: Earn 10 points for every £1 you spend.
  • Birthday Gift: Receive a special gift on your birthday.
  • Exclusive Member Discounts: Access special offers and deals.

Holland & Barrett Rewards for Life

The Holland & Barrett Rewards for Life program lets you earn points on every purchase. You also get a joining bonus and access to exclusive offers.


  • Points for Every £1: Earn four points for every £1 you spend.
  • Joining Bonus: Get 300 points when you join.
  • Exclusive Offers: Receive personalised discounts and promotions.

loyalty card

Coffee Shop Loyalty Cards

If you’re a coffee lover, these loyalty cards can help you earn rewards and enjoy free hot drinks.

Costa Coffee Club

With the Costa Coffee Club card, you can collect points for free drinks and enjoy birthday treats.


  • Costa Points: Earn five points for every £1 you spend.
  • Free Hot Drink: Get a free drink on your birthday.
  • Exclusive Deals: Access special promotions and discounts.

Caffè Nero Loyalty Card

The Caffè Nero Loyalty Card rewards you with stamps for every purchase. Use a reusable cup for additional rewards, and soon you’ll be enjoying free hot drinks.


  • Stamps Collection: Earn a stamp for every coffee you buy.
  • Free Drink: Get a free drink after nine stamps.
  • Reusable Cup Bonus: Earn extra stamps for using a reusable cup.

Pret Perks

Pret Perks allows you to earn stars with each purchase. Collect enough stars, and you can redeem them for various rewards.


  • Stars Collection: Earn one star for every coffee and treat you buy.
  • Rewards: Get a free item after 10 stars.
  • Special Offers: Receive exclusive discounts and offers.

Greggs Rewards

The Greggs Rewards app lets you earn stamps for free items and offers a birthday treat, making it easy to get extra value from your favourite bakery.


  • Stamps Collection: Earn a stamp for every hot drink you buy.
  • Free Item: Get a free item after nine stamps.
  • Birthday Treat: Enjoy a special treat on your birthday.

loyalty card

Fast Food Loyalty Cards

Fast food chains also offer loyalty schemes to help you save money and enjoy free food.

McDonald’s MyMcDonald’s Rewards

MyMcDonald’s Rewards allows you to earn points with every purchase. These points can be redeemed for free food and drinks.


  • Points Collection: Earn 100 points for every £1 you spend.
  • Free Food: Redeem points for menu items.
  • Exclusive Discounts: Access special promotions and deals.

Nando’s Rewards

With Nando’s Rewards, you collect Chillies every time you dine. Accumulate enough Chillies to redeem for various free food rewards.


  • Chillies Collection: Earn one Chilli for every meal.
  • Free Food: Redeem Chillies for free menu items.
  • Exclusive Deals: Access special offers and discounts.

KFC Rewards Arcade

The KFC Rewards Arcade is a fun way to earn food items. Play arcade games with your qualifying purchases for a chance to win delicious treats.


  • Arcade Games: Earn points to play games.
  • Free Food: Win menu items through games.
  • Special Offers: Access exclusive discounts.

Burger King Rewards

Burger King Rewards allows you to earn points on your purchases, which can be exchanged for free items, making it a great way to stretch your fast food budget.


  • Points Collection: Earn 10 points for every £1 you spend.
  • Free Items: Redeem points for menu items.
  • Exclusive Offers: Access special promotions and deals.

best loyalty cards

High Street and Other Retailer Loyalty Cards

Retailers also have their own loyalty schemes to help you save money and earn rewards on a wide range of products.

Waterstones Plus

The Waterstones Plus card lets you earn stamps for every £10 spent. These stamps can be redeemed for vouchers, perfect for book lovers.


  • Stamps Collection: Earn one stamp for every £10 you spend.
  • Vouchers: Get a £10 voucher after 10 stamps.
  • Exclusive Events: Access special book launches and events.

B&Q Club

Join the B&Q Club to receive discounts, vouchers, and exclusive offers on your DIY needs, helping you save on your home improvement projects.


  • Discounts: Get money off selected products.
  • Vouchers: Receive vouchers for future purchases.
  • Exclusive Offers: Access special promotions and events.

IKEA Family

TheIKEA Family card offers member discounts, special offers, and free product insurance, making your home furnishing shopping more rewarding.


  • Member Discounts: Save money on selected products.
  • Special Offers: Access exclusive promotions.
  • Free Product Insurance: Get insurance on your purchases for peace of mind.

best loyalty cards

Petrol Station Loyalty Cards

Fuel can be a significant expense, but these loyalty schemes can help you save money and earn rewards.

Shell Go+

With Shell Go+, you get discounts on fuel, car washes, and in-store products. It’s a great way to save money on your travel expenses.


  • Fuel Discounts: Save money on every fill-up.
  • Car Wash Discounts: Get discounts on car washes.
  • In-Store Products: Save on snacks and drinks.

Esso App

The Esso App allows you to earn Tesco Clubcard points with every fuel purchase, combining your fuel and supermarket savings.


  • Clubcard Points: Earn one point for every litre of fuel.
  • Exclusive Offers: Access special promotions.
  • Combined Savings: Use points for Tesco vouchers.

more points

Mobile Phone Network Loyalty Cards

Mobile networks also offer loyalty schemes that provide various perks and savings.

Vodafone VeryMe Rewards

Vodafone VeryMe Rewards offers weekly treats, discounts, and freebies. It’s an excellent way to get extra value from your mobile phone network.


  • Weekly Treats: Enjoy free gifts and discounts.
  • Exclusive Discounts: Save money on dining and entertainment.
  • Freebies: Get free items and experiences.

O2 Priority

O2 Priority gives you access to discounted tickets, free food, and early access to concerts, making it a great perk for O2 customers.


  • Discounted Tickets: Save on concerts and events.
  • Free Food: Enjoy free meals and snacks.
  • Early Access: Get early access to ticket sales.


The Three+ loyalty scheme offers discounts on cinema tickets, coffee, and selected brands, adding value to your mobile phone plan.


  • Cinema Discounts: Save on movie tickets.
  • Coffee Discounts: Enjoy discounts at popular coffee shops.
  • Brand Discounts: Save on purchases from selected brands.

loyalty scheme

Final Word

By making use of these loyalty cards, you can collect points, enjoy exclusive discounts, and get more value from your spending. Whether you’re shopping for groceries, grabbing a coffee, or filling up your car, there’s a loyalty scheme to help you save money and earn rewards.


What are the best loyalty cards in the UK?

The best loyalty cards in the UK include the Tesco Clubcard, Sainsbury’s Nectar Card, Boots Advantage Card, and Costa Coffee Club. These cards offer significant loyalty points, exclusive discounts, and other benefits that can help you save money.

How do supermarket loyalty cards work?

Supermarket loyalty cards work by allowing you to collect points every time you shop. These points can then be redeemed for discounts, vouchers, or exclusive rewards. For example, with the Tesco Clubcard, you earn one point for every £1 you spend in-store and online.

Can I use my loyalty card for online shopping?

Yes, most loyalty cards can be used for both in-store and online shopping. For instance, the Sainsbury’s Nectar Card and Tesco Clubcard allow you to collect points and redeem them when shopping online as well as in-store.

How can I maximise my loyalty points?

To maximise your loyalty points, always use your loyalty card when shopping, take advantage of bonus points offers, and shop during promotions. For example, Boots often runs events where you can earn extra points on selected products.

Are loyalty schemes worth it?

Yes, loyalty schemes are worth it if you regularly shop at the participating stores. They offer exclusive discounts, collect points, and provide free items or exclusive rewards that can lead to substantial savings over time.

What is the best supermarket loyalty card?

The best supermarket loyalty card depends on your shopping habits. The Tesco Clubcard and Sainsbury’s Nectar Card are highly regarded due to their extensive partner networks and valuable rewards.

Can I have multiple loyalty cards?

Absolutely, you can have multiple loyalty cards. Many shoppers carry cards for various supermarkets, coffee shops, and retail stores to collect points and earn rewards from different loyalty schemes.

How do I redeem my loyalty points?

Redeeming loyalty points varies by card. Typically, you can redeem them at the checkout, either in-store or online, or exchange them for vouchers. For example, Tesco Clubcard points can be converted into vouchers for use at Tesco or with their reward partners.

Do loyalty points expire?

Yes, some loyalty points can expire if not used within a certain period. Always check the terms and conditions of your loyalty card. For instance, Nectar points remain valid as long as you earn or spend points at least once within a 12-month period.

What are the benefits of having a loyalty card?

Having a loyalty card can provide numerous benefits, including exclusive discounts, bonus points, free items, and access to exclusive rewards. These benefits can add up to significant savings, especially if you shop regularly at the participating stores.